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If that changes, paid or affiliate links will be labeled clearly and close to the link, in plain words such as "we may earn a commission if you buy through this link" or "Sponsor," as the FTC's endorsement guidance expects. Sponsors will not change guide content, state directory entries or the order of any listings, and we will not accept sponsorship from insurers whose coverage decisions we discuss in a way that would bias the guides. We will not sell or pass on information about people who use the site, because we do not collect it.

Mentions of other sites and tools are for information; no one has paid for a mention.

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Page last reviewed October 17, 2026. Rules change; confirm with your notice, plan documents or the agency pages above.